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		<title>Blog entries</title>
		<description>Blog entries</description>
		<link>http://www.stevemarr.org</link>
		<lastBuildDate>Fri, 18 May 2012 07:16:21 +0100</lastBuildDate>
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			<title>Online Business Forums Can Help You Grow Your Business</title>
			<link>http://www.stevemarr.org/index.php/home/online-business-forums-can-help-you-grow-your-business.html</link>
			<description>&lt;p&gt;Online business forums provide a plethora of information you can use to help your business. The Business Proverbs&amp;rsquo; site provides articles geared toward general Christian Business.&amp;nbsp; In addition to our site, look for blogs or forums on issues helpful to your business.&lt;br/&gt;&lt;br/&gt;Start with the Google search engine. Look for groups that fit your business category and needs.&amp;nbsp; You want to locate sites that provide direct assistance and information for you. An effective site will allow you to...</description>
			<author>Steve Marr</author>
			<pubDate>Fri, 18 May 2012 09:24:09 +0100</pubDate>
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			<title>Keeping Our Word</title>
			<link>http://www.stevemarr.org/index.php/home/keeping-our-word.html</link>
			<description>&lt;p&gt;Many people routinely lie.&amp;nbsp; They make promises they don&amp;rsquo;t intend to keep. The Lord spoke through Hosea and said, &amp;ldquo;They spout empty words and make covenants they don't intend to keep. So injustice springs up among them like poisonous weeds in a farmer's field.&amp;rdquo; (Hosea 10:4, NLT) Unfortunately, some Christians also fail to keep their word.&amp;nbsp; They may even become angry when someone holds them accountable.&amp;nbsp; Here are examples from my experience.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;&lt;p&gt;I had agreed...</description>
			<author>Steve Marr</author>
			<pubDate>Thu, 17 May 2012 07:18:09 +0100</pubDate>
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			<title>Why Employers Want Access to Your Facebook Page</title>
			<link>http://www.stevemarr.org/index.php/home/why-employers-want-access-to-your-facebook-page.html</link>
			<description>&lt;p&gt;More employers are asking prospective and current employees for access to their Facebook accounts. While many believe this is an invasion of privacy, employers have the right to ask. Likewise, employees have the right to decline. The question is should you?&lt;br /&gt;&lt;br/&gt;&lt;br/&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;br/&gt;&lt;br /&gt;The job market is still a buyers&amp;rsquo; market with many qualified applicants seeking every open position. Any time you decline to furnish information to an employer, it could be reason enough to hire someone els...</description>
			<author>Steve Marr</author>
			<pubDate>Wed, 16 May 2012 07:22:08 +0100</pubDate>
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			<title>J P Morgan’s $2 Billion Loss:  A Biblical Perspective </title>
			<link>http://www.stevemarr.org/index.php/home/j-p-morgans-2-billion-loss-a-biblical-perspective-.html</link>
			<description>&lt;p&gt;Jamie Dimon, Chairman of J P Morgan, announced last week that the bank suffered a $2 billion dollar trading loss, with a possible additional $1 billion in losses to be reported next quarter. News media announced that the stock plunged 10%.&amp;nbsp; We need to take a close look at this and address the following lessons to apply to our businesses.&lt;/p&gt;&lt;br/&gt;&lt;p&gt;&lt;img id=&quot;rg_hi&quot; class=&quot;rg_hi uh_hi&quot; style=&quot;width: 275px; height: 183px;&quot; src=&quot;https://encrypted-tbn3.google.com/images?q=tbn:ANd9GcSKomm0qCiDHPqb...</description>
			<author>Steve Marr</author>
			<pubDate>Tue, 15 May 2012 05:50:32 +0100</pubDate>
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			<title>Yahoo and CEO Scott Thompson</title>
			<link>http://www.stevemarr.org/index.php/home/yahoo-and-ceo-scott-thompson.html</link>
			<description>&lt;p&gt;Yahoo recently hired Scott Thompson as CEO. He claimed to hold a degree in computer science; but he did not. I suppose he thought that a computer science degree would look good on his resume if he was going to run a high tech company. This false information raises two issues:&amp;nbsp; one about Scott Thompson himself and the other about the Yahoo board.&lt;/p&gt;&lt;br/&gt;&lt;p&gt;&lt;img id=&quot;rg_hi&quot; class=&quot;rg_hi uh_hi&quot; style=&quot;width: 268px; height: 188px;&quot; src=&quot;https://encrypted-tbn0.google.com/images?q=tbn:ANd9GcRGoF50...</description>
			<author>Steve Marr</author>
			<pubDate>Mon, 14 May 2012 06:41:44 +0100</pubDate>
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			<title>Use Personal Letters</title>
			<link>http://www.stevemarr.org/index.php/home/use-personal-letters.html</link>
			<description>&lt;p&gt;Today many business leaders don&amp;rsquo;t take the time to say thank you.&amp;nbsp; Instead, they write a fast e-mail or make a phone call.&amp;nbsp; The personal note or letter is practically obsolete.&lt;/p&gt;&lt;br/&gt;&lt;p&gt;&lt;img id=&quot;rg_hi&quot; class=&quot;rg_hi uh_hi&quot; style=&quot;width: 230px; height: 219px;&quot; src=&quot;https://encrypted-tbn1.google.com/images?q=tbn:ANd9GcRFK6mO8tIsVF5Syy2IjrXdKUajn51Sz8XWYijxh3JkDtftcd7A&quot; alt=&quot;&quot; width=&quot;230&quot; height=&quot;219&quot; /&gt;&lt;br /&gt;&lt;br /&gt;To make a stand-out statement, keep a box of note cards in your desk...</description>
			<author>Steve Marr</author>
			<pubDate>Fri, 11 May 2012 06:27:37 +0100</pubDate>
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			<title>Bank of America- Why Renting Will Backfire</title>
			<link>http://www.stevemarr.org/index.php/home/bank-of-america-why-renting-will-backfire.html</link>
			<description>&lt;p&gt;Bank of America, like other banks, has a huge problem with delinquent mortgages. A new trial plan will attempt to rent 1,000 back to homeowners who are delinquent in mortgage payments. The plan is called, &amp;ldquo;Mortgage to Lease.&amp;rdquo;&amp;nbsp; The bank will convert delinquent mortgage borrowers into renters of the same property. The homeowner must sign over the house, allowing Bank of America to avoid foreclosure proceedings.&lt;/p&gt;&lt;br/&gt;&lt;p&gt;&lt;img id=&quot;rg_hi&quot; class=&quot;rg_hi uh_hi&quot; style=&quot;width: 259px; hei...</description>
			<author>Steve Marr</author>
			<pubDate>Thu, 10 May 2012 07:57:21 +0100</pubDate>
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			<title>Create an Image for Customers </title>
			<link>http://www.stevemarr.org/index.php/home/create-an-image-for-customers-.html</link>
			<description>&lt;p&gt;Everyday service people enter homes and workplaces to provide services. You have an opportunity to create a positive, upbeat image for customers.&amp;nbsp; You don&amp;rsquo;t need to spend a lot of money to reflect a professional look. Customers will be more receptive as you and your employees present a consistent image.&lt;/p&gt;&lt;br/&gt;&lt;p&gt;&lt;img id=&quot;rg_hi&quot; class=&quot;rg_hi uh_hi&quot; style=&quot;width: 200px; height: 196px;&quot; src=&quot;https://encrypted-tbn0.google.com/images?q=tbn:ANd9GcRsZ6DiZMuP-_kq-nD5qhI9msU--Ygc3taKJTH0F8zso...</description>
			<author>Steve Marr</author>
			<pubDate>Wed, 09 May 2012 07:46:50 +0100</pubDate>
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			<title>Ask for What You Want Without Complaining</title>
			<link>http://www.stevemarr.org/index.php/home/ask-for-what-you-want-without-complaining.html</link>
			<description>&lt;p&gt;Complaining accomplishes very little, except increasing frustration.&amp;nbsp; The Lord gave us a model when He said, &quot;&amp;rsquo;What do you want me to do for you?&amp;rsquo; Jesus asked him. The blind man said, &amp;lsquo;Rabbi, I want to see.&amp;rsquo;&quot; (Mark 10:51, NIV)&amp;nbsp; The blind man had a complaint; he couldn&amp;rsquo;t see.&amp;nbsp; Instead of complaining about it, he answered Jesus&amp;rsquo; question.&amp;nbsp; Jesus restored his vision when he asked.&lt;br /&gt;&lt;br /&gt;Before sending an e-mail or making a phone call t...</description>
			<author>Steve Marr</author>
			<pubDate>Tue, 08 May 2012 05:05:49 +0100</pubDate>
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			<title>Sometimes Pain Is Necessary</title>
			<link>http://www.stevemarr.org/index.php/home/sometimes-pain-is-necessary.html</link>
			<description>&lt;p&gt;Pain is often an uninvited teacher. Paul understood this when he wrote, &amp;ldquo;Even if I caused you sorrow by my letter, I do not regret it. Though I did regret it--I see that my letter hurt you, but only for a little while--yet now I am happy, not because you were made sorry, but because your sorrow led you to repentance. For you became sorrowful as God intended and so were not harmed in any way by us.&amp;rdquo; (2 Corinthians 7:8-9, NIV) Paul confronted an issue, not just to cause pain; but to...</description>
			<author>Steve Marr</author>
			<pubDate>Mon, 07 May 2012 05:29:33 +0100</pubDate>
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			<title>Buy Facebook Stock?</title>
			<link>http://www.stevemarr.org/index.php/home/buy-facebook-stock.html</link>
			<description>&lt;p&gt;Facebook is going public shortly; the stock was priced at between $28.00 and $35.00 per share. Early indications show buyers are ready to eat up the stock. Should You?&lt;/p&gt;&lt;br/&gt;&lt;p&gt;&amp;nbsp;&lt;img id=&quot;rg_hi&quot; class=&quot;rg_hi uh_hi&quot; style=&quot;width: 323px; height: 156px;&quot; src=&quot;https://encrypted-tbn2.google.com/images?q=tbn:ANd9GcRlGKbloZlUKUXd2pCETUvnfUD4jHsNg0vBJjmKhAqLAO_zenLv&quot; alt=&quot;&quot; width=&quot;323&quot; height=&quot;156&quot; /&gt;&lt;br/&gt;&lt;br/&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;br/&gt;&lt;/p&gt;&lt;br/&gt;&lt;p&gt;I don&amp;rsquo;t get into investment advise on this site, just businesses issu...</description>
			<author>Steve Marr</author>
			<pubDate>Fri, 04 May 2012 18:57:21 +0100</pubDate>
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			<title>Let Customers Choose Communication Style</title>
			<link>http://www.stevemarr.org/index.php/home/let-customers-choose-communication-style.html</link>
			<description>&lt;p&gt;Communication with customers is an important priority in business. You need to communicate with them on a regular basis.&lt;br /&gt;&lt;br /&gt;Most of us use the method that easiest for us. We may prefer e-mail, regular mail, phone, or fax.&amp;nbsp; However, our customers may prefer a different method. Ask each customer how he or she prefers to receive information; then, adapt as possible.&lt;br /&gt;&lt;br /&gt;One size does not always fit all.&amp;nbsp; Adapting to your customers&amp;rsquo; preferences will strengthen custo...</description>
			<author>Steve Marr</author>
			<pubDate>Fri, 04 May 2012 05:44:22 +0100</pubDate>
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			<title>The Power of Pricing in 9’s</title>
			<link>http://www.stevemarr.org/index.php/home/the-power-of-pricing-in-9s.html</link>
			<description>&lt;p&gt;Stores often price goods using 99 cents as the last two numbers.&amp;nbsp; Ex:&amp;nbsp; $1.99, 9.99, 7.99. The rationale is to make the price look lower to the customer. Does the strategy work? After all, anybody can easily round off a $9.99 item to $10.&lt;br /&gt;&lt;br/&gt;&lt;br/&gt;A number of studies have demonstrated that customers tend to place more prominence on numbers to the left of the decimal rather than to the right. Perhaps we have become accustomed to pricing using 99 at the end.&amp;nbsp; Most customers do not a...</description>
			<author>Steve Marr</author>
			<pubDate>Thu, 03 May 2012 09:19:35 +0100</pubDate>
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			<title>Balancing Commitments with Current Demands</title>
			<link>http://www.stevemarr.org/index.php/home/balancing-commitments-with-current-demands.html</link>
			<description>&lt;p&gt;Every day the urgent intrudes into our business routines in ways that cause us to struggle with previous commitments.&amp;nbsp; Here&amp;rsquo;s an example from my day.&amp;nbsp; I take a phone call ten minutes before I have a scheduled telephone appointment. I had hoped the call would be short; but two minutes before my scheduled call, I could see that I needed another 10 or 15 minutes to resolve issues.&amp;nbsp; I explained that I would need to call back later because I had an appointment.&lt;/p&gt;&lt;br/&gt;&lt;p&gt;&lt;img id=...</description>
			<author>Steve Marr</author>
			<pubDate>Wed, 02 May 2012 08:20:33 +0100</pubDate>
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			<title>Encyclopedia Britannica Stops Publishing </title>
			<link>http://www.stevemarr.org/index.php/home/encyclopedia-britannica-stops-publishing-.html</link>
			<description>&lt;p&gt;Encyclopedia Britannica halted publishing of the printed encyclopedia after a 244 year run. While many of us grew up using this and other encyclopedias for school reports, the printed volumes have been a dead product for years. Management was slow to take action.&amp;nbsp; John the Baptist said, &amp;ldquo;The ax is already at the root of the trees, and every tree that does not produce good fruit will be cut down and thrown into the fire. (Matthew 3:10, NIV) &lt;img id=&quot;prodImage&quot; src=&quot;http://ecx.images...</description>
			<author>Steve Marr</author>
			<pubDate>Tue, 01 May 2012 06:16:25 +0100</pubDate>
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			<title>Do You Really Want an Answer?</title>
			<link>http://www.stevemarr.org/index.php/home/do-you-really-want-an-answer.html</link>
			<description>&lt;p&gt;People ask me a lot of questions. Most fall into three types. First, they want clarification about something.&amp;nbsp; For example:&amp;nbsp; should a blog be posted every week or more frequently?&amp;nbsp; Another type of question is more involved about planning or processes.&amp;nbsp; People who ask these questions may want to discover how to change products to gain more customers or how to manage a troublesome employee. They are looking for help with a tough issue.&lt;br/&gt;&lt;br/&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;br/&gt;The third type is not so...</description>
			<author>Steve Marr</author>
			<pubDate>Mon, 30 Apr 2012 09:48:44 +0100</pubDate>
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			<title>Check in With Major Customers</title>
			<link>http://www.stevemarr.org/index.php/home/check-in-with-major-customers.html</link>
			<description>&lt;p&gt;Many businesses have major customers.&amp;nbsp; They are the 20% of your clientele who produce 80% of your revenue.&amp;nbsp; These customers are your key to survival and profitability.&lt;br /&gt;&lt;br /&gt;We can easily take them for granted. Instead, establish a regular system to check up and make sure they are happy. Call or stop by. Ask if they have any service issues.&amp;nbsp; This is a priority and requires a place in your schedule for follow up.&lt;br /&gt;&lt;br /&gt;Customers will appreciate your interest.&amp;nbsp; Bes...</description>
			<author>Steve Marr</author>
			<pubDate>Fri, 27 Apr 2012 05:13:23 +0100</pubDate>
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			<title>Volt Tax Credit Violates Good Marketing Principles</title>
			<link>http://www.stevemarr.org/index.php/home/volt-tax-credit-violates-good-marketing-principles.html</link>
			<description>&lt;p&gt;The Federal government proposed increasing the tax credit to $10,000 from $7,500 for anyone who buys an electric vehicle. Sales have been dismal with only 1,600 Chevy Volts sold this year. Sales of other electric cars are also far below projections.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;&lt;img src=&quot;http://gm-volt.com/wp-content/uploads/2012/04/Gary-Norton-003-1024x768.jpg&quot; alt=&quot;First Volt sold in Durango&quot; width=&quot;270&quot; height=&quot;202&quot; /&gt;&lt;br/&gt;&lt;br/&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;&lt;br/&gt;&lt;p&gt;The federal tax policy is designed to sell cars. Buy a $41,000 Volt and get...</description>
			<author>Steve Marr</author>
			<pubDate>Thu, 26 Apr 2012 05:17:49 +0100</pubDate>
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			<title>Apple’s Marketing Strategy:  Should You Bite? </title>
			<link>http://www.stevemarr.org/index.php/home/apples-marketing-strategy-should-you-bite-.html</link>
			<description>&lt;p&gt;Apple produces creative technology. Apple is also a great marketer. Recently, Apple announced the new iPad3; however, there was no iPad3 at the announcement.&amp;nbsp; Instead, Apple explained that the iPad3 would be coming in another 10 days. Apple is brilliant for creating hype for products you can&amp;rsquo;t buy. The price for the new product is $499. However, you can&amp;rsquo;t get one now.&amp;nbsp; You have to wait, probably a minimum of two months.&lt;/p&gt;&lt;br/&gt;&lt;p&gt;&lt;img src=&quot;http://www.stevemarr.org/images/bl...</description>
			<author>Steve Marr</author>
			<pubDate>Wed, 25 Apr 2012 05:03:38 +0100</pubDate>
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			<title>Is College Debt the New Debtors’ Prison?</title>
			<link>http://www.stevemarr.org/index.php/home/is-college-debt-the-new-debtors-prison.html</link>
			<description>&lt;p align=&quot;center&quot;&gt;&amp;nbsp;&lt;/p&gt;&lt;br/&gt;&lt;p&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Student loans now push one trillion dollars! That&amp;rsquo;s enough money to fund an 11 week vacation for every American worker.&amp;nbsp; While no individual student is responsible for that debt, the average student graduates with between $25,000 and $27,000 in debt. Some graduate with over $100,000 in loans and amounts between $40,000 and $60,000 are common. A $100,000 student loan is equivalent to a ho...</description>
			<author>Steve Marr</author>
			<pubDate>Tue, 24 Apr 2012 05:09:04 +0100</pubDate>
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